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Ready Pay

A digital spending and payment account offered in partnership with Figure Payments Corporation

Even if you aren’t looking to purchase a home through our program you can apply for a Ready Pay account and use it for your everyday purchases.

Make direct deposits and get access to your paychecks up to 2 days early

Send peer to peer transactions, and obtain a debit card

Qualifying payments made through your Ready Pay account can also provide a path toward home ownership with our Ready Life Homeownership Program.

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Ready Pay Business

A payments platform that allows small businesses and nonprofits to get paid for goods and services immediately and directly with lower transaction fees

Ready Pay Business helps small businesses to keep more money in the community and promote a new way of accepting payments.

Up to 80% savings on transaction fees compared to traditional payment platforms

Ready Pay Business transactions are made only with Ready Pay consumers

Instant settlement for payments

Transactions are processed in real-time

All payments are contactless and entrepreneurs do not need to purchase any equipment

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Ready Life Homeownership Program

Ready Life is excited to offer a new path to home ownership that looks well beyond your credit score to approve you for a mortgage.

By using our digital transactional account, Ready Pay, for everyday purchases and transactions including paying your rent on time, we will use your data as the basis for underwriting criteria.

Our goal is to set you up for success as a homeowner and we will be there every step of the way.

Sign up today for Ready Pay and begin your journey - you will receive information on how to prepare yourself for Ready Life Homeownership.