Ready. Set.Grow

Pay with Ready. Own a home.
No credit score necessary.

Join Ready

Our goal is to close the wealth gap by addressing historical challenges faced by underserved and overlooked communities.

Meet our leaders

Ashley Bell — Ready Life Founder & CEO

Dr. Bernice A. King — Advisory Council Chair

What we're solving*

The traditional financial system isn’t working for everyone.

Overlooked communities and those without a traditional credit file are largely shut off from the traditional financial system. A person's largest expense is their home and these days the markets have made it challenging for many to obtain a mortgage.

Pay with Ready. Own a home. No credit score necessary.

Ready Life is excited to offer a new path to home ownership that looks well beyond your credit score to approve you for a mortgage. By using our digital transactional account, Ready Pay, for everyday purchases and transactions including paying your rent on time, we will use your data as the basis for underwriting criteria.

No credit score necessary

Obtain a mortgage without having to rely on your credit score by applying for a Ready Pay digital account and using it to pay for rent and other everyday purchases. We use your transaction data to show your ability to pay as the primary source of approval for our mortgage program.

Robust community

Join the Ready Life neighborhood today to learn more about our products and services.

Make payments

Use your Ready Pay account and Ready Pay Visa® debit card* to make qualifying payments such as your monthly rent to start your path toward home ownership.

Everyday uses

Use Ready Pay for your everyday spending, utilize direct deposit to access your paycheck up to 2 days early, add to your digital wallet and make peer to peer transactions.

Sign up today to join the Ready Life Neighborhood

Join Ready

Get ready

It's time to create a new path to homeownership, one that looks well beyond your credit score.

Join Ready