Pay with Ready. Own a home.
No credit score necessary.
A Digital Spending and Payment Account
You can apply for a Ready Pay account via the Ready Pay App and use it for your everyday purchases. Qualifying payments made through your Ready Pay account can also provide a path toward homeownership.
No Fees & Account Comes With a VisaⓇ Debit Card
Use Ready Pay for Your Everyday Spending
Access Your Paycheck up to 2 Days Early
Fund your Digital Wallet and Make Peer to Peer Payments
Support a Black-owned Business
Pay Rent and other Bills Directly From the Ready Pay App
Start your Journey Towards Homeownership
Our goal is to close the wealth gap by addressing historical challenges faced by underserved and overlooked communities.
Meet Our Leaders
Ashley Bell — Ready Life Founder & CEO
Dr. Bernice A. King — Advisory Council Chair