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Ready Pay

A Digital Spending and Payment Account

You can apply for a Ready Pay account via the Ready Pay App and use it for your everyday purchases. Qualifying payments made through your Ready Pay account can also provide a path toward homeownership.

No Fees & Account Comes With a VisaⓇ Debit Card

Use Ready Pay for Your Everyday Spending

Access Your Paycheck up to 2 Days Early

Fund your Digital Wallet and Make Peer to Peer Payments

Support a Black-owned Business

Pay Rent and other Bills Directly From the Ready Pay App

Start your Journey Towards Homeownership

Download Now


Ready Pay Business

A payments platform that allows small businesses and nonprofits to get paid for goods and services immediately and directly with lower transaction fees

Ready Pay Business helps small businesses to keep more money in the community and promote a new way of accepting payments.

Up to 80% savings on transaction fees compared to traditional payment platforms

Ready Pay Business transactions are made only with Ready Pay consumers

Instant settlement for payments

Transactions are processed in real-time

All payments are contactless and entrepreneurs do not need to purchase any equipment

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Ready Life Homeownership Program

Ready Life is excited to offer a new path to home ownership that looks well beyond your credit score to approve you for a mortgage.

By using our digital transactional account, Ready Pay, for everyday purchases and transactions including paying your rent on time, we will use your data as the basis for underwriting criteria.

Our goal is to set you up for success as a homeowner and we will be there every step of the way.

Sign up today for Ready Pay and begin your journey - you will receive information on how to prepare yourself for Ready Life Homeownership.